10 Businesses You Can Do If Your Salary Is Not Up to ₦100,000 in 2025 (Nigeria Guide)

Are you earning less than ₦100,000 monthly and wondering how to survive the rising cost of living in Nigeria? You’re not alone. Learnitpedia Technologies has gathered “10 Businesses You Can Do If Your Salary Is Not Up to ₦100,000 in 2025 (Nigeria Guide)”
The economy has made it almost impossible for many workers to rely on just one source of income.

But here’s the good news — you can start a profitable business (even as a salary earner) with little or no capital and earn more than your monthly pay within months.

In this post, we’ll reveal 10 practical businesses you can start in 2025 if your salary isn’t up to ₦100,000, plus how to grow them into sustainable income streams.

1. Freelancing and Remote Services

Can you write, design, or market online? Then freelancing is one of the best ways to supplement your income.

With platforms like Fiverr, Upwork, and Freelancer.com, you can offer services such as:

Graphic design
Copywriting
Web design
Social media management
Virtual assistance

You can start earning in dollars, which means even one $100 job (around ₦150,000+) can surpass your monthly salary.

✅ Learn how to begin: From Zero to Freelancer: How to Start Freelancing with No Experience in Nigeria

🌐 Helpful External Platforms:

2. Selling Fashion Items Online

Fashion is an ever-green business in Nigeria. You can start selling:

Clothes (men, women, or kids)
Shoes and bags
Jewelry and accessories

All you need is a WhatsApp, Facebook, or Instagram page and a small budget for product pictures.

You can begin as a drop shipper, meaning you don’t need to own the stock — you only promote and get your share when a sale happens.

✅ Combine with social media training here:
Best Advanced Digital Marketing Training in Nigeria (2025 Focus)

3. Digital Marketing Services

Digital marketing is one of the easiest side hustles to start while working full-time. You can help small businesses:

Run Facebook and Instagram ads
Manage their pages
Write content for their brand

Even managing 2–3 business pages can earn you an extra ₦50,000–₦150,000 monthly.

✅ Learn the skill here:
Advanced Digital Marketing Skills in Africa: How to Access Free or Heavily Sponsored Courses

🌍 External Resources:

4. Content Creation & Influencer Marketing

If you love social media, content creation can turn your passion into profit.
You can start by posting educational, entertaining, or lifestyle videos on TikTok, YouTube, or Instagram.

Once you build an audience, you can earn from:

Brand sponsorships
Affiliate marketing
YouTube monetization
Digital product sales

5. Mini Importation or E-commerce

Mini importation is another solid business that can be done alongside your 9–5 job.

With as little as ₦30,000, you can import products like gadgets, accessories, and beauty items from China or Turkey and sell them online.

Where to Buy:

You can resell these products on Jumia, Konga, or via Instagram, and make 50–100% profit margin.

6. Copywriting and Content Writing

If you’re good with words, copywriting is a high-income business that fits into any schedule.

You can write:

Product descriptions
Sales copies
Blog articles
Email campaigns

Clients on LinkedIn, Upwork, and Fiverr pay anywhere from ₦10,000 to ₦200,000 per project depending on experience.

✅ Read this: Online Certificate Courses in Africa That Actually Get You Hired

🌍 Outbound Learning Platforms:

7. Teach Online or Start a Training Platform

Do you have knowledge others need? You can start teaching it online.

Platforms like Udemy, Skillshare, or Teachable allow you to record and sell courses easily. You can also host live classes using Zoom or WhatsApp.

Example topics you can teach:

Microsoft Office
Graphics Design
Digital Marketing
Data Analytics

✅ Learn from LearnitPedia Technologies:
Live Online ICT and Computer Training in Nigeria

🌐 External Tools:

8. Skincare and Organic Product Business

The beauty industry in Nigeria is booming. You can start small by learning how to make:

Organic creams
Perfume oils
Soap and scrubs

You can start from home, brand your products, and sell through Instagram, WhatsApp, and local stores.

Even selling 10 bottles daily at ₦2,000 profit each means ₦20,000 daily — that’s 4x a ₦100,000 salary!

9. Web Design and Maintenance Services

If you can build websites for businesses, churches, or personal brands, you can earn big.

In 2025, every serious business owner wants an online presence. By mastering WordPress and offering maintenance services, you can earn ₦50,000–₦300,000 per website.

✅ Start learning here:
Free Hosting Platforms — A Web Design Students Guide by LearnitPedia Technologies

🌐 External Resources:

10. Affiliate Marketing

Affiliate marketing is a smart way to earn money by recommending other people’s products.

You earn a commission whenever someone buys through your link. Platforms like Expertnaire, Digistem, and Impact Radius offer various digital products to promote.

Even one ₦10,000 commission daily gives you ₦300,000+ monthly income.

✅ Combine with digital marketing knowledge from LearnitPedia to maximize sales.

🌍 Top Affiliate Platforms:

FAQs — Common Questions Salary Earners Ask

Q1: Can I start a business with less than ₦50,000?
Yes. Many digital and online businesses, such as freelancing, copywriting, and affiliate marketing, require little or no capital — just data, consistency, and training.

Q2: Can I run a business and still keep my job?
Absolutely! Most of the listed businesses are flexible, allowing you to work after office hours or weekends.

Q3: Which of these businesses is easiest to start?
Freelancing, social media marketing, and reselling fashion products are among the easiest to start immediately.

How LearnitPedia Technologies Can Help You Earn More

If you’re serious about turning your free time into profit, LearnitPedia Technologies is your best starting point.

They offer live online training in:

Web Design
Digital Marketing
Graphic Design
Copywriting
Data Analytics
Social Media Management

The trainings are 100% practical, flexible for working-class learners, and available in evening and weekend sessions.

✅ Start now → LearnitPedia Technologies Official Website

Conclusion on 10 Businesses You Can Do

Earning less than ₦100,000 doesn’t mean you’re stuck — it simply means you need to build multiple income streams.

The secret is simple:

“Use your salary to buy knowledge, not liabilities.”

In 2025, the fastest way to break financial limits is by learning digital and practical skills you can monetize online. This article has revealed 10 Businesses You Can Do to earn, act fast.

Don’t wait for opportunities — create them with LearnitPedia Technologies and start your financial freedom journey today.